Privacy Policy

1. Introduction

Welcome to Sisco Financial Group. Sisco Financial Group (“us”, “we”, or “our”), led by Jeffery Sisco, President & CEO, Licensed Representative, operates https://siscofinancialgroup.com (hereinafter referred to as “Service”).

Our Privacy Policy governs your visit to https://siscofinancialgroup.com and explains how we collect, safeguard, and disclose information resulting from your use of our Service. We use your data to provide insurance quotes, schedule consultations, and improve our Service. By using our Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used herein have the same meanings as in our Terms and Conditions.

2. Definitions

• SERVICE means the https://siscofinancialgroup.com website and related digital quote and inquiry tools operated by Sisco Financial Group.
• PERSONAL DATA means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
• USAGE DATA is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit or device type).
• COOKIES are small files stored on your device (computer or mobile device).
• DATA CONTROLLER means a natural or legal person who determines the purposes and manner in which personal data are processed. For the purpose of this Privacy Policy, Sisco Financial Group is the Data Controller of your data.
• DATA PROCESSORS (OR SERVICE PROVIDERS) means any natural or legal person who processes the data on behalf of the Data Controller.
• DATA SUBJECT (OR THE USER) is any living individual who uses our Service and is the subject of Personal Data.

3. Information Collection and Types of Data Collected

We collect several different types of information for various purposes to provide accurate insurance recommendations and improve our Service.

4. Use of Data

Sisco Financial Group uses the collected data for specific, lawful purposes:

• ✓ To provide, quote, and maintain our insurance advisory services
• ✓ To notify you about changes or status updates regarding your consultation
• ✓ To provide direct client support with Jeffery Sisco
• ✓ To monitor site usage and address technical issues
• ✓ To fulfill any specific request for which you submitted your information
• ✓ For any other purpose disclosed with your express consent

5. Retention & Transfer of Data

We retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy, including compliance with legal and insurance regulatory obligations, resolving disputes, and enforcing our agreements.

Your information, including Personal Data, is processed within the United States. By submitting your information to Sisco Financial Group, you agree to its storage and processing within secure United States data facilities that maintain robust administrative, technical, and physical safeguards.

6. Disclosure & Security of Data

We do not sell, rent, or trade your personal information. We may disclose personal information only under the following limited circumstances:

• Carrier Application Processing: To licensed insurance carriers and authorized underwriting conduits strictly for the purpose of generating quotes or processing formal coverage applications you have requested.
• Service Providers: To vetted technology providers who support our website hosting, form routing, and secure client scheduling.
• Legal Requirements: If required by applicable federal, state, or local law, subpoena, or lawful public authority request.
• Protection of Rights: To protect the safety, property, or legal rights of Sisco Financial Group, our clients, or the public.

Data Security: The security of your data is paramount. While no electronic transmission or storage method is 100% impenetrable, we employ industry-standard SSL/TLS encryption, restricted access protocols, and verified hosting infrastructure to protect your personal information.

7. GDPR Privacy Rights (EEA Visitors)

If you are a resident of the European Union (EU) or European Economic Area (EEA), you have data protection rights under the General Data Protection Regulation (GDPR), including:

• The right to access, update, or delete the information we hold about you
• The right of rectification for inaccurate or incomplete information
• The right to object to or restrict processing of your Personal Data
• The right to data portability in a structured, machine-readable format
• The right to withdraw consent at any time

To exercise any GDPR rights, please email us directly at jeff.sisco@siscofinancialgroup.com.

8. California Privacy Rights (CalOPPA & CCPA)

Under the California Online Privacy Protection Act (CalOPPA) and California Consumer Privacy Act (CCPA):

• Users can visit our site anonymously without registering an account.
• Our Privacy Policy link is easily accessible from our website navigation and footer.
• We honor Do Not Track (DNT) browser signals and do not plant unauthorized third-party tracking when a DNT mechanism is enabled.
• We do NOT sell personal information. We do not sell your personal data for monetary or other consideration.
• California residents may request details regarding categories of data collected or request deletion of their data by submitting an email request.

To submit a California consumer privacy request, email us at jeff.sisco@siscofinancialgroup.com with "California Privacy Request" in the subject line.

9. Service Providers & Third-Party Links

We may employ reputable third-party companies to facilitate our website, perform analytics, or support appointment booking. These third parties have access to your Personal Data only to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Our Service may contain links to external websites (such as carrier portals or informational resources). If you click on a third-party link, you will be directed to that site. We strongly advise you to review the privacy policy of any third-party site you visit, as we have no control over their policies or practices.

10. Children's Privacy

Our Service is directed to adults seeking insurance and financial protection. We do not knowingly collect personally identifiable information from individuals under the age of 18 without parental or guardian verification (such as when a parent purchases a juvenile life insurance policy). If you believe a minor has provided us with unauthorized personal data, please contact us so we can immediately delete it.

11. Changes to This Privacy Policy

We may update our Privacy Policy periodically. We will notify you of any changes by posting the updated Privacy Policy on this page and revising the “Effective Date” at the top. You are encouraged to review this Privacy Policy periodically for any updates.